Can Child Support Debt Be Discharged in Bankruptcy?

New Jersey courts take child support very seriously. If you are required to pay child support, you must pay that support until the child support order is rescinded or your child becomes emancipated.

While the requirement to pay child support is an ironclad obligation, payers of child support who face financial hardship do have options. You could try obtaining a modification in the child support order. You could also consider filing Chapter 7 bankruptcy or Chapter 13 bankruptcy. While bankruptcy will not relieve you of the obligation to pay child support, it can provide you with significant relief from your other debts, making it much easier to make your child support payments.

Experienced New Jersey Bankruptcy Lawyer

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Bankruptcy Can Eliminate or Reduce Your Debts

While you cannot discharge child support or alimony obligations, bankruptcy can help you obtain relief from your other debts, making it easier to cover your monthly child support obligations as well as your other expenses. You can even roll past-due child support debts into you Chapter 13 bankruptcy debt repayment plan. In addition, Chapter 13 bankruptcy can place a stay on any child support collection actions.

Let us put our experience and knowledge to work for you.

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To learn more about your debt relief options and how we can help you get a fresh start, contact [nap_names id=”FIRM-NAME-3″]. We serve clients in Monmouth County, Ocean County and elsewhere in central New Jersey from our offices in Neptune City and Toms River.