Attorney for Stopping Home Foreclosures in New Jersey
Foreclosure is a word no homeowner ever wants to hear. Unfortunately, many homeowners in New Jersey face this situation. While you may not be able to keep up with your mortgage payments and interest, that does not mean you have to be the victim of foreclosure. At the Toms River and Neptune City offices of Oliver & Legg, we help people throughout New Jersey stop foreclosures and keep their homes through bankruptcy and workouts.
Stay in your home: Call 732-988-1500 for a free consultation about stopping home foreclosure in Monmouth or Ocean counties.
In most cases, it takes at least a year for the bank to foreclose on a property. During that time, there are multiple things you can do to take action and save your home. Many times, circumstances change and people find ways to make payments they could not have made at the initial notice. Things could also change, allowing you to pay the amount owed in arrears.
At the offices of Oliver & Legg, we will answer your foreclosure questions and help you understand your options so you can keep your home while doing what is best for your family or business. We provide our clients a number of different options, including bankruptcy, workouts and loan modifications.
Options Besides Bankruptcy to Prevent Foreclosure
Bankruptcy is not your only option when it comes to preventing foreclosure. Many clients are able to avoid bankruptcy and still stop foreclosure through workouts and loan modifications. Many New Jersey banks servicing mortgages are allowing loan modification on adjustable rate mortgages, in an effort to slow down the number of foreclosures. We will take a look at your situation in order to help you understand your full range of options.
Stopping Foreclosure Through Bankruptcy
For many clients, foreclosure is just one pressing financial concern. By filing for bankruptcy, you can put a stop to foreclosure and receive additional debt relief. We help our clients stop foreclosure by filing bankruptcy.
Learn more about foreclosure defense:
- Predatory lending practices may provide a defense
- Obtaining a home mortgage modification
- Is a deed in lieu of foreclosure an option?
- Is a short sale an option?
- Defense against evictions
- Protecting investment property from foreclosure
- Don’t fall for foreclosure scams
Talk to A Lawyer Today About Stopping Home Foreclosure
Do not wait to put a stop to the foreclosure of your home. We are ready to answer your questions and take action so you can stay in your home. Open during weekly business hours, we offer Saturday and evening appointments as well. For a free attorney consultation, call 732-988-1500 or complete our contact form. We have offices in Toms River and Neptune City.