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Month: September 2016

1 payday loan shouldn’t lead to bankruptcy

A consumer wrote to Bankrate's Debt Adviser, wanting to know if her failure to pay off a $1,500 payday loan was enough debt to consider filing for bankruptcy. The woman had taken out the high interest rate loan to cover emergency medical expenses, but was unable to...

Is Chapter 13 bankruptcy an option for you?

If your debts have become truly unmanageable, you may want to consider filing for Chapter 13 bankruptcy. Sometimes referred to as a wage earner's plan, Chapter 13 allows individuals who have a steady income to come up with a repayment plan for a portion or all of...


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