In January 2019, a report came out describing New Jersey as a state among those with the most credit card debt. Credit card debt can be crushing, especially for those who have lost a job or now have no way to pay back what they owe. Credit card debt is among the worst...
Blog
Month: March 2020
Do not let predatory lenders force you out of your home
In the shadow of the infamous subprime mortgage lending crisis, it is easy for New Jersey home buyers and refinancers to believe that they are safe from unethical lending practices. However, we know that predatory lenders are still out there, and believing that you...
Restructure debt and eliminate a second mortgage with Chapter 13
Perhaps you have a steady income, but you are falling behind on many of your financial obligations. We often help people determine whether they may be able to file Chapter 13 bankruptcy and restore their financial equilibrium. According to the U.S. Bankruptcy Court,...
Discussing your bankruptcy with loved ones
People who work through the bankruptcy process have many considerations and different hurdles to tackle. From determining eligibility to reviewing the different strategies to find one that will work best, there is a lot to unpack when it comes to filing for...