At [nap_names id="FIRM-NAME-2"], Jr. & Associates, many of our bankruptcy clients are what you would call successful businesspeople. Their companies are growing and profitable. If you are new to the concept of declaring chapter 11 bankruptcy in New...
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How does a foreclosure affect a credit rating?
Foreclosure can happen to pretty much anyone. All it takes is a financial emergency and you get behind on your mortgage. If you are facing foreclosure and see no way to stop it, you may wonder how this is going to affect your credit. To begin with, creditors do not...
Reviewing other benefits of bankruptcy
We have gone over many bankruptcy-related issues on this blog, from the options that people who are considering bankruptcy may have to the ins and outs of different types of bankruptcy. Many people are aware that filing for bankruptcy can help a person from a...
Can you avoid having to file for personal bankruptcy?
You have recently hit hard times and are feeling the pressure of financial strain. The thought of filing for personal bankruptcy in New Jersey has crossed your mind, but first you are wondering if there is anything else you can do before you make such an impactful...
Don’t get dragged down by student loan debt
If you took out student loans to finance a university or other post-secondary degree, chances are good that you may be feeling the weight of those loans right now. Unpaid student loan debt can be an albatross around your neck when attempting to secure financing for a...
Understanding Chapter 11 bankruptcy
At [nap_names id="FIRM-NAME-2"], Jr. & Associates in New Jersey, we know how difficult your life becomes when the business you own begins to fail because it has an overabundance of debt and insufficient profit with which to pay it. Often in these situations,...
Billionaire shares the most profitable investment you can make
When you look at the most financially successful people, it certainly leaves you wondering: What's their secret? Is there something they know that I don't?In a recent MarketWatch interview, tech billionaire Mark Cuban revealed a sage piece of advice regarding...
How bankruptcy may help your business
If you own or manage a business in New Jersey that is experiencing financial instability, you will no doubt want to carefully evaluate your options. Depending upon the reason for your situation you may choose to use the financial problems as a reason to close your...
What is predatory lending?
Buying a home that you can call your own is an exciting time for a New Jersey resident. Unfortunately, there are companies and individuals who use this time to prey upon borrowers by offering loans that are unfair and can be financially detrimental to you down the...
Watch out for these 2 foreclosure scams
If your home is in the throes of a foreclosure, or even if your home is at risk to be foreclosed on, you could draw the attention of a less-than-scrupulous foreclosure-related company. Many of these fraudulent companies refer to themselves as "foreclosure consultants"...
