If you are a cat owner, you know just how much your feline friend brings to your life. In addition to giving you some much-needed company, your cat improves your mental health. In fact, according to Psychology Today, simply being around a companion animal tends to...
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What does a trustee do during bankruptcy?
When you decide to hit the reset button on your finances, bankruptcy may help. In gathering insight into the process, you may find that a trustee plays a crucial part during the process from start to finish. A trustee acts as a neutral eye in the proceeding to get you...
How can Chapter 13 bankruptcy prevent foreclosure of your home?
When you find yourself in dire financial circumstances and unable to pay your bills, saving your home from foreclosure is likely your biggest concern. While you have several options for accomplishing this goal, the U.S. Courts explain that filing Chapter 13 bankruptcy...
What to know about private vs. federal student loans
In addition to scholarships and grants, loans are a way for students to help fund their undergraduate or graduate education. Although education is an excellent investment, students and parents still need to be careful to avoid taking on too much student debt. Many...
Medical debt the leading cause of bankruptcy filings
There are many different reasons residents of New Jersey and the rest of the nation file for bankruptcy, but research shows that a particular type of debt is now the leading cause of consumer bankruptcy filings. Medical debt is now the most common reason American...
The differences between Chapter 7 and 13 bankruptcy
Debt is overwhelming and stressful. As you work to pay it off, it continues to build, so it seems as though there is no end in sight. If you are facing lawsuits from creditors or harassment from collections agencies, you should explore bankruptcy as an option for debt...
Taking a look at Chapter 13 eligibility
When it comes to bankruptcy, you need to go over many different issues. For starters, you need to determine which type of bankruptcy suits your needs best. Everyone is in a unique position and it is essential to make sure you are eligible to file for a particular type...
How bankruptcy’s automatic stay offers relief from creditors
Once your financial affairs start spiraling out of control in New Jersey, you may find yourself falling into a deeper and deeper hole. If you do not see a realistic way to dig yourself out of debt and get things back on track within the next several years, it may be...
4 ways to improve your credit after bankruptcy
If you recently filed for bankruptcy, or if you are considering doing so, you may have concerns about how it affects your credit score. Although bankruptcy does negatively affect your credit, it is not a permanent thing. Bankruptcy gives you a chance to start over and...
Common foreclosure scams
If you have struggled to pay your mortgage and are facing foreclosure, you may be wondering if you have any other options. This may make you more susceptible to those offering a way out. Although these individuals or companies may seem to have your best interest in...
