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What to do if facing foreclosure

A job loss or unexpected medical bills can make it difficult to pay the mortgage in full and on time. If this continues, the lender may begin the process of repossessing the home, which is foreclosure. It is important that homeowners understand that foreclosure is not...

Can you afford to file Chapter 13 bankruptcy?

It may seem odd to think that you cannot afford to file Chapter 13 bankruptcy, but that may happen to some people. Chapter 13 requires you to create and follow a repayment plan, so you must have enough money to honor the plan through completion, which is about three...

New Jersey’s credit card debt averages soar

In January 2019, a report came out describing New Jersey as a state among those with the most credit card debt. Credit card debt can be crushing, especially for those who have lost a job or now have no way to pay back what they owe. Credit card debt is among the worst...

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