Blog

If you are having a hard time making monthly payments on student loans, you might consider requesting a deferral. Typically, your lender will grant you a deferral if you are able to demonstrate financial hardship. Deferral can offer some immediate help with debt and...

Desperate homeowners seeking to retain their homes are a common target for scam artists looking to take advantage of a difficult situation. While there are legitimate programs out there, they are few and far between.The reality is that when you have few options...

Facing debt is a common difficulty that most people deal with at some point in their lives, but some individuals get overwhelmed and feel it is too much to overcome. In many cases, the pressures of financial difficulties are so hard to bear that people may think that...

In these uncertain financial times, many New Jersey residents may find themselves encumbered by second mortgages that leave them heavily in debt with home values that are upside down. That can be very discouraging and cause debtors to lose hope that they will ever get...

A short sale is something that could help you sell your home and get out of debt. It could help you erase debt beyond what you can sell your home for and give you an opportunity to start over. However, there are some negatives that you need to consider.Short sales...

Between a monthly car payment, utility bills, a home mortgage and a job that never seems to pay quite enough, it is easy to fall into a never-ending cycle of debt. As a Monmouth County resident, you probably have friends and neighbors in the same situation. If you are...

When students elect to continue their post-secondary educational journeys, in order to be able to afford tuition, books, housing and other school-related expenses, many apply for student loans.There is nothing inherently wrong with taking out loans to further one's...

There are many myths and lots of misinformation floating around about bankruptcy, especially Chapter 7 bankruptcy. People with significant credit card debt, medical debt or collection activity could benefit from bankruptcy relief and protections. However, believing...

You are never too young to begin your estate planning. Starting your will can give you peace of mind, knowing that you have made the steps to ensure your loved ones do not suffer financially after your death. It can help you and other New Jersey residents to know how...

Assigning power of attorney to a trusted loved one is serious business. It is one that older New Jersey residents feel the need to do on a regular basis, and often for very good reason. Without a POA or other suitable instrument, if a person becomes disabled, his or...