Debt Relief

Homeowners struggling with the financial challenges of rebuilding their homes in the wake of the devastation that hurricane Sandy brought to New Jersey recently received some welcome news from the U.S. Senate.Lawmakers extended a provision of the tax law that, if...

Consumers in New Jersey stung by the downward economic spiral in recent years managed, along with households across the country, to eliminate debt by curbing their borrowing habits. It now appears as though old borrowing practices might be returning.According to...

Credit scores can greatly impact your life in both a positive way and also in a negative way. If you do not need to borrow money, then your score may not affect you at all. Even if you are dealing with credit card debt, medical bills, or overdue loan balances, you...

Tax debt can be a parasite to your financial well-being, thus you want to deal with it carefully and quickly. Everyday people are faced with circumstances where they are not able to pay their state or federal income taxes. Perhaps a person is self-employed and earned...

People can find themselves in financial difficulty for any number of reasons: the loss of a job, the failure of a business, a serious illness or injury that leads to unmanageable medical costs, or divorce. And just as there are multiple ways to encounter money...

Everyone deals with difficult times in their lives. No age group, geographic area, or other demographic is exempt from financial difficulty.Senior citizens especially may feel overwhelmed with a fixed or limited income, mounting medical bills, and large amounts...

If you have found yourself in an unmanageable debt situation, and after carefully reviewing your options have concluded that personal bankruptcy is the proper path for you to take to get out of that situation, then before you can either discharge your debts under...

In June of this year, we discussed a case involving the Federal Trade Commission punishing a subprime lender for illegal debt collection practices. In that post, it was noted that the lender had to pay millions of dollars in fines for various violations regarding...

The effects of low consumer spending have hit several retail businesses hard. People are seemingly visiting malls less, as hard economic times lead to more cautious spending. In this type of climate, consumers and businesses are all dealing with financial strain, and...

Earlier this month we wrote a blog post regarding a student loan debt relief program that might enable some loan holders to effectively restructure their payments. That particular relief idea is generally aimed at recent college graduates who have not yet had the...