Debt Relief

According to information provided by the National Center for Education Statistics website, during the decades 2001–02 and 2011–12, the cost of attending public institutions, including undergraduate tuition, and room and board, rose 40 percent. Prices at...

In today’s economy, with high unemployment rates and other financial challenges, it is not unusual to fall behind on bill payments. In such cases, debt collectors will be calling, but they are only allowed to use limited means to collect a debt. If...

Despite the fact that recent health care regulations have provided health insurance to New Jersey residents and many others nationwide, medical debt is and will continue to be a big problem for American families. Sadly, it appears that medical debt is a rampant...

A lot of people go through financial challenges at one point or another. The situation can seem hopeless when faced with crippling debt. The ominous prospect of losing everything is never far from your mind. You do not have to lose your dignity to creditors though....

Even as bankruptcy filings are decreasing across the country, a new surge in filings may be just around the corner here in New Jersey. As baby boomers reach retirement age without sufficient funds to support themselves, filing for bankruptcy may become necessary.With...

The Fair Debt Collection Practices Act (FDCPA) is a very important law pertaining to bankruptcy and debt. Without the law, debt collectors could employ a number of very dirty and malicious tactics to force in-debt parties to pay. They could act as cops or lawyers on...

A couple of months ago, we wrote about the decreasing number of bankruptcy filings in the U.S. On the surface, it sounds like a great development. However tempting it is to jump to this conclusion though, it may not be the case. For example, just because fewer people...

There is more to resolving debt issues than just avoiding collections calls and mail. There is more to it than just the mental relief that debts are paid off or paid down. According to a Northwestern University Medical School study, debt relief might also be a...

Sadly, the reality of retirement in the U.S. is changing. Economic woes have impacted the nation on a grand scale. People are working into their older age and having to part with the idea that they once had about their so-called golden years. Because more and more,...

The average person isn't a financial professional. Therefore, he or she doesn't get the ins and outs of the mortgage or banking industry. If the vast majority of people are honest with themselves, they probably don't try too hard to truly understand the details of...