Personal Bankruptcy

Divorce and bankruptcy often arrive together in New Jersey. Generally speaking, personal financial problems tend to come along with other major life events — it would be perfectly acceptable to feel overwhelmed, were it to happen to you.The key would be to...

When you decide to file bankruptcy in New Jersey, you must first decide whether you will file Chapter 7 or Chapter 13. This choice will affect many aspects of your case. You could preserve your assets or lose them all. You could wipe your debt clean quickly or have to...

There are many things that you may do that could lead you to having to file bankruptcy in New Jersey. However, once you make the decision to file, there are things you should absolutely not do. Some moves you make could lead to further trouble for you. It is a good...

If you’ve recently filed for bankruptcy in Monmouth County, you may be wondering what steps to take next. Getting your finances back on track can take some time, but it is possible provided you have the right information, such as tips on how to create a viable...

We have gone over many bankruptcy-related issues on this blog, from the options that people who are considering bankruptcy may have to the ins and outs of different types of bankruptcy. Many people are aware that filing for bankruptcy can help a person from a...

You have recently hit hard times and are feeling the pressure of financial strain. The thought of filing for personal bankruptcy in New Jersey has crossed your mind, but first you are wondering if there is anything else you can do before you make such an impactful...

You might believe that everything on your credit card bill from the interest rate to the minimum payment is set in stone, which in turn makes it impossible to get out from under your current credit card debt. Debt fears, however, should not overwhelm you or your New...

People who are considering bankruptcy will, understandably, have a lot of questions about how the process works and what bankruptcy can ultimately do for them. Today, we would like to answer some of those frequently asked questions so that people who are in dire...

A New Jersey bankruptcy can be the light at the end of a long dark tunnel. It often provides hardworking people with a new start when financial issues, often outside of their control, have taken over their daily lives. But, to be clear, while bankruptcy can do...

Should bankruptcy be a last resort, after all other forms of debt relief has been tried?Sadly, many people believe this, trying debt consolidation schemes, dipping into retirement accounts and ways to solve debt problems before considering bankruptcy. Filing...