Falling behind on bills and struggling with debt is stressful enough. You do not need debt collectors harassing you at all times of the day. Thankfully, there are laws intended to protect you from creditor harassment. The Fair Debt Collections Practice Act is one of...
Blog
Month: October 2015
New Jersey homeowners continue to struggle with foreclosure
While most of the country has made great strides in bouncing back from the real estate market collapse and the mortgage crisis of 2008, New Jersey homeowners continue to be burdened by financial challenges. Foreclosures have reached the lowest rates in the past decade...
Why hiring a bankruptcy attorney is a good idea
When you find your finances in shambles and can’t see any way out, you may be considering bankruptcy. Some of your friends and family may say you can do it by yourself, and they would technically be correct. But filing for bankruptcy on your own to find debt...
Could student loan debt relief be possible in the near future?
As the saying goes, the only things certain in life are death and taxes. But whoever originated that adage must have never tried to have a student loan debt discharged in bankruptcy. Up until recently, it was fairly certain that it couldn’t happen. But that may...
New Jersey foreclosure rates spike — again
New data shows that the national foreclosure rate fell by more than 10 percent from July to August. Still, about one in every 1,200 homes in America is facing foreclosure. Leading those statistics is New Jersey and a few other states. This was mostly due to the...
