It's the time of year when people's holiday spending is coming back to haunt them. Credit card bills reflecting our purchases of gifts, decorations and holiday party supplies are hitting our email in-boxes and mailboxes.Unfortunately, the S&P/Experian Consumer...
Blog
Month: January 2018
Foreclosure and repossession: How are they different?
If you're at the point where you can't keep up with your mortgage payments and are looking at the possibility of losing your home, you're going to be exposed to a number of terms you probably hadn't thought much about before -- or even heard. Two key ones are...
New Jersey residents’ debt often exceeds the national average
Researchers with the Urban Institute have determined that at least 28 percent of all New Jersey residents have bills that are so long overdue that they've been turned over to collections. While this statewide average is at least five percentage points lower than the...
Are you making the most of your credit card payments?
If one of your resolutions for 2018 is to pay down or even pay off your credit card balances, you should know that experts say there's a way to do it that will help you optimize your payments and ultimately lessen the interest you accrue. Of course, interest is a...
Future of New Jersey homeowner aid programs uncertain
New Jersey remains one of the hardest-hit states when it comes to home foreclosures. Nearly 68,000 properties are currently in foreclosure. In every month since Sept. 2015, our state has ranked first or second in the number of foreclosures filed.The foreclosure crisis...
